[PU LEATHER]: This budget binder features as with simulated artificial leather, strong and durable, resistant to dirt, comfortable to the touch, not easy to fade after long-term use. [Zipper Cash Envelopes& Expense SHEETS]: Comes with a zippered cash envelope and a budget sheet, you don't need to buy extra for a while, easy to replace with a new one [Whats the Purpose]: To be a budgeting planner to save money in advance and reasonable allocation of funds for Expenses within the established plan, it can also work as a Cash Stuffing Organizer. [Category Stickers]: Stickers are prepared to remind you of the category of expense budgeting and make it clear and visible how much your money is left. You can use a mark pen if your have more categories.